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A Revolutionary Concept in
Global Business Ownership

Financial Freedom...
Finally A Better Way!
Unlimited Products & Services
Shopper Rewards
Network Structure
How You Make Profit
Profit Plan
How Much Money Can You Earn?
Monthly Requirements
How You Can Join
Summary Of Differences

Financial Freedom...

Most people would love to be rich. But having a lot of money isn't the whole formula. You also need to have health and
free time in order to really enjoy life. After all, what's the point of having a lot of money if you have to work long hard hours every day or neglect your health, your loved ones, and your personal enjoyment to get it?

Robert Kiyosaki – the author of bestselling book Rich Dad Poor Dad, says you are only truly wealthy when you can maintain your desired standard of living without physically working. The vast majority of people couldn't support an average lifestyle for even 1 year without working. What about you? Do you know how you will achieve “financial freedom”?

You've probably heard that MLM or Network Marketing is a great way to do it (because you can work part time for a few years and then retire with an ongoing big income for the rest of your life) but if you're like most people, you've probably already rejected the idea because you don't believe it can work.

That's understandable, because while it is true that many people have become millionaires doing Network Marketing, it is also true that vast majority of people who have tried it have failed.

Network Marketing is actually a proven way to sell products and services. It works better than traditional marketing because all of the money that is usually spent on advertising is instead paid out to people who build networks of loyal customers.

It is a proven way for individuals to earn money too. The bigger your network, the more money you can earn. And you don’t need to get a lot of customers all by yourself. You just get a few who get a few, who get a few and so on until the network becomes huge.

You may be asking yourself, “If it’s so simple, why have so many people tried it and failed?”

There are only two things crucial for success in Network Marketing:

A Large Network of Consumers 
and Repeat Sales 

The problem is that most Network Marketing companies only sell a small range of high-priced products that are not on most people's regular shopping lists. This limits the potential number of consumers who will be interested, and you have to be a great salesperson to get people to buy them.

The other problem is that even if people decide to buy once, they stop buying if they don’t get the results promised or if they find a similar products cheaper elsewhere. This makes repeat sales difficult to achieve.

Most people fail at network marketing because they simply can’t build a large network of consumers that keep buying the same products every month.

Finally A Better Way!

eCosway is proud to present a revolutionary business model called Mutual Marketing™. It connects consumers, banks, merchants, and suppliers in a unique, win/win way. It's a big improvement on the concept of Network Marketing.

eCosway's simple, hassle-free system gives you everything you need to develop a continuous pipeline of steadily growing income.

The first difference is that eCosway has a unique "sure-success system" that makes building a network of consumers really easy.
x You don't need selling skills
x You don't need to bring people to meetings
x You don't need to make hard sacrifices
x And best, of all... You don't need to face REJECTION!!!

We've made it so easy that it's almost impossible to fail!

The next big difference is that eCosway's product range is virtually unlimited. Almost everything that people already spend money on can be counted as an eCosway sale. This ensures repeat sales in the network every month.

Here's How It Works:

1. We provide a virtually unlimited range of products and services together with promotions and rewards programs to ensure continuous monthly sales from consumers.

2. People join as independent "Business Owners (BOs)" who are eCosway consumers that also bring in other consumers who become BOs. This creates an ever-increasing network of people making purchases every month.

3. BOs are rewarded by a "profit plan" which pays them a percentage of the sales volume chalked up monthly by people in their network.

Unlimited Products & Services

We have almost everything people use every day from effective household cleaning, to personal care high quality nutritional and skin care products from countries like the US, Japan and Europe. We also offer the finest water filtration system on the market today.

These products are accessible at sales centers throughout Malaysia.

We also offer other ranges of products through our website from merchants all over the world.

eCosway Co-Branded Bank Card (Applicable for Malaysia only)

eCosway Co-Branded Bank Card

Everything charged on this card counts as an eCosway sale. Just imagine... whenever you or someone in your network pays a telephone or electricity bill, pumps petrol, goes shopping, dining or traveling, etc. ANYWHERE in the WORLD... you can be earning money from it - because you will be awarded eCosway Sales Volume or "eVolume" (eV).

If you shop at eCosway Partner Merchants or participate in selected affiliate programs using the eCosway Co-Branded Bank Card, your eV will be even higher because you'll get eV from the merchant for the sale AND from the bank on the card spending!

Please see separate booklet (available at Cosway Sales Centres) or visit www.partnermerchants.com for more details on the affiliate programs. This website also includes a listing of Partner Merchants in your area and the commission rates that they offer.

Click here for more info on the card.

Shopper Rewards

Card Value Points (CVPs)

Business Owners get CVPs from purchases paid with the eCosway Co-Branded Bank Card. You get 1 CVP for every RM 100 charged on the Card at non-partner merchants and 2 CVPs for every RM 100 charged at partner merchant establishments. CVPs can be used to get deep discounts on products featured in the Cosway Great Redemption Catalog which includes electronic gadgets, household cleaning and personal care products, bags, watches, gifts, toys, and more.


CVPs can also be used to get discounts from the website or to bid on exciting FREE prizes featured in the special CVP Auction. This auction gives away prizes like plasma TVs, Rolex watches, electronic items, brand-name perfumes, and vouchers for dining and travel, etc. All you have to do to win a prize is to bid the highest number of CVPs for it. If you don't win, you don't lose any of your points so you can use them to bid again in the next auction.

 

Value Points (VPs)
Business Owners get VPs every time they buy an online product. VPs allow you to take advantage of exclusive offers, receive big discounts, and participate in the Amazing US $1 Auction where luxury items are sold for only one dollar!

Your Network Structure

When you become an eCosway Business Owner (BO), you can build a network consisting of BOs (like yourself).

Each BO you introduce creates a new branch in your network. All the BOs they introduce also become members of your branch. There is no "breakaway" in the eCosway system. This means that eCosway does not limit the number of branches or levels, or set a certain sales volume after which a branch of your network is separated from you. Your network will always remain with you so you can enjoy continuous and unlimited growth.

Our "Getting Started" handbook (available at Cosway Sales Centres) will provide you with all the information that you need to know to successfully build a network. You will learn to easily get a few people, who get a few, who get a few and so on until you form a network that is large enough to give you the financial freedom you desire.
 

How You Make Profit

Whenever you or any of the BOs in your network makes an eCosway sale or purchase, it generates what we call "eVolume" (eV). This is the US dollar amount used for calculation of your monthly profits. An eCosway sale or purchase includes products purchased from our catalogs or our website and purchases or payments made with an eCosway Co-Branded Bank Card or Rewards Card.

Each month, eCosway calculates the eV generated by you (Personal Branch) and all your BO Branches and pays you four types of profits: Retail Profit, Branch Overrides, Branch Performance Incentives and an Extra Branch Incentive.

Profit Plan

You receive up to 28% retail profit based on the monthly eVolume (eV) generated by your Personal Branch.

Retail Profit
You receive up to 28% retail profit based on the monthly eVolume (eV) generated by your Personal branch.

Branch Overrides
You receive an overriding percentage on the eV
generated by your Business Owner Branches. (This percentage is determined by subtracting the percentage that each of the Business Owner Branches qualify for from the percentage you qualify for that month.)

eVolume
Profit (%)
eVolume
Profit (%)
75
10
5,000
22
150
12
10,000
23
225
14
15,000
24
350
16
20,000
25
500
18
25,000
26
750
19
35,000
27
1,250
20
45,000
28
2,500
21

Branch Performance Incentives
You receive a flat amount on each of your Business Owner Branches that exceeds 500 eV in a month except your highest eV Branch (which serves as the qualifying branch).

Each Branch eV Branch Performance Incentives
500 US $ 20
1,000 US $ 40
1,500 US $ 60
2,000 US $ 80
2,500 US $100
3,000 US $125
3,500 US $150
4,000 US $200
4,500 US $250
5,000 US $300
5,500 US $375
6,500 US $450
8,000 US $525
Each Branch eV Branch Performance Incentives
10,000 US $ 600
12,500 US $ 675
15,000 US $ 750
17,500 US $ 825
20,000 US $ 900
22,500 US $1,000
25,000 US $1,100
27,500 US $1,200
30,000 US $1,300
35,000 US $1,400
40,000 US $1,600
45,000 US $1,800
50,000 US $2,000
Each Branch eV Branch Performance Incentives
60,000 US $ 2,500
70,000 US $ 3,000
80,000 US $ 3,500
90,000 US $ 4,000
100,000 US $ 5,000
125,000 US $ 6,000
150,000 US $ 7,000
200,000 US $ 8,000
250,000 US $ 9,000
300,000 US $10,000
For each Additional 100,000 You receive an Additional Incentive of
US $1,000

Extra Branch Incentive
If you have one branch that generates a certain amount of eV to reach a minimum eV Ievel as shown in the table, and the rest of your branches (including your personal branch) generate a combined total eV equaling or exceeding that minimum eV level, you will receive an Extra Branch Incentive from US $ 50 to a maximum of US $ 300, based on the minimum eV level that you reach.

Minimum eV Level
Extra Branch Incentive

If your largest branch produces the following eV:
   500 eV
1,000 eV
1,500 eV
2,000 eV

And the total of the rest of your branches (including your personal branch) is equal to that Minimum eV level or more, you receive:
US $ 50
US $100
US $200
US $300
 

For calculation of profits, 1 eV = US $ 1*

As a Business Owner, you earn 4 types of profits on the eVolume (eV) generated by your Personal Branch and Business Owner Branches each month.

Here's A Sample Of A One-Month Profit Calculation

Total eV = 36,000
36,000 eV qualifies you at the 27% level for Retail Profit and
Branch Override Profit calculations.

Retail Profit
 
 
1,000 of your total eVolume came from your Personal Branch.
You will receive 27% Retail Profit. (1,000 x 27% = $ 270)
 
 
US $ 270
         
Branch Override Profit
15,000 of your total eVolume came from A's branch.
A is qualified at the 24
% level. You receive the difference between your 27% and A's 24%, or 3% on this branch.
(15,000 x 3
% = $ 450)
 

US $ 450

US $ 1,330
12,000 of your total eVolume came from B's branch. _
B is qualified at the 23
% level. You receive the difference between your 27% and B's 23%, or 4% on this branch.
(12,000 x 4
% = $ 480)
 
US $ 480
8,000 of your total eVolume came from C's branch. _
C is qualified at the 22
% level. You receive the difference between your 27% and C's 22%, or 5% on this branch.
(8,000 x 5
% = $ 400)
 
US $ 400
       
Branch Performance Incentive  
Your personal branch did 1,000 eV so you get a $ 40 incentive.  
US $ 40
US $ 1,165
A's branch is the highest eV branch so it acts as your qualifying branch.  
-
B's branch did 12,000 eV so you receive a $ 600 incentive.  
US $ 600
C's branch did 8,000 eV so you receive a $ 525 incentive.  
US $ 525
       
Extra Branch Incentive  
US $ 300
 
US $ 300
       
   
Your Total Profit
US $ 3,065

How Much Money Can You Earn?

This will depend on how much eV (sales volume) is generated by Business Owners in your network each month. With no cap on the payout, and no "breakaways" in your branch network, the sky is the limit.

Once your network is built, eCosway's extensive, ever-growing product range and exciting Shopper Rewards Program will help to ensure that sales keep happening and you keep earning. You can even pass this lucrative income on to your heirs.

Build at Least Two Branches
You can place an unlimited number of Business Owner branches directly under you. However, as you can only earn profit from a minimum of 2 branches, start out with at least 2 branches and help them to grow. As these 2 branches grow and produce sales, you would earn the following:

When each of your branches does
You will earn*
500 eV
US $ 80
1,000 eV
US $ 160
2,000 eV
US $ 420
5,000 eV
US $ 700
10,000 eV
US $1,300
20,000 eV
US $2,800
50,000 eV
US $2,300

For Even More Profits

You can introduce 4 branches and you will earn even more income. You either place the 4 branches directly below you OR introduce 2 family members directly below you and THEN place these 4 branches below them. This allows your family members to also enjoy profits from the same sales volume.

Here's a comparison:

OR

When each of your branches does
You will earn*
You will earn*
500 eV
US $ 150
US $ 320
1,000 eV
US $ 300
US $ 740
2,000 eV
US $ 700
US $ 1,420
5,000 eV
US $ 1,800
US $ 2,700
10,000 eV
US $ 3,700
US $ 4,600
20,000 eV
US $ 5,400
US $ 6,700
30,000 eV
US $ 6,600
US $ 8,400
50,000 eV
US $ 6,300
US $ 9,900
*Excludes Personal Retail Profits

Monthly Requirements

1. To qualify for any profit payout, you must generate at least 5 "Qualification Units" (QUs) and 15 eV from your personal branch each month. This includes your personal sales and purchases and eV generated from your eCosway Co-Branded Bank Card spending and other affiliate programs.
   
2. As your profits grow, you will need between 5 - 30 QUs each month (depending on the amount you earn). If you do not have the appropriate number of QUs, your profits will be limited.

Note : You are exempted from any QU requirements for your first month if you signed up as a Business Owner and make an ISO sale.

QUs are awarded in four ways:
Online
• Each shopper's first purchase in a month from your eCosway website generates 5 QUs.
1 QU is generated for every US $10 in a single invoice from your eCosway website.
(This is in addition to the 5 QUs if it is a first transaction for the month.)

Offline
5 QUs are generated for every RM 50 / S$ 25 in a single invoice on products purchased at Cosway Sales Centres.
5 QUs are generated for every RM 100
/ S$ 50 in a single invoice on vouchers purchased at Cosway Sales Centres.

Please note: QUs are not awarded on eCosway Co-Branded Bank Card or Rewards Card spending because it is personal spending and not products sold by a Business Owner to an end-user.


The following table shows you how many QUs you need each month to qualify for your profit payout.
(This includes retail and branch override profits, branch performance and extra branch incentives.)

If you only have...
your profit payout is limited to...
5 QUs
US $ 200
10 QUs
US $ 400
15 QUs
US $ 600
20 QUs
US $ 800
25 QUs
US $ 1000
30 QUs
Unlimited

 

IMPORTANT NOTE
All QUs awarded go into a reserve and are deducted only when they are needed according to the amount of profit you qualify for each month.
For example, if you have 25 QUs in your reserve, and your profit payout for the month is only system will deduct 15 QUs and leave 10 QUs in your reserve. QUs never expire.

If you have 30 QUs, your profit payout is unlimited.

How You Can Join

When you join as a Business Owner, you can earn profits from your network sales and purchases. However, you can start enjoying the benefits of eCosway as a Privileged Shopper.

Privileged Shoppers
This set consisting of 8 vouchers is worth up to RM 160 / S$ 80 in EXTRA discounts. Each voucher entitles you to 20% off (up to a maximum of RM 20 / S$ 10) the member or promotional prices for Cosway products purchased in a single receipt (excluding S category and Redemption items). Actual savings value will vary depending on promotional pricing, but you will be getting 36
% - 45% off the retail price when you use these vouchers.

As a Privileged Shopper, you are also entitled to purchase 3 Starter Offer Sets (SOSs) at 50
% off retail prices (see below).

Extra eV on 1st Purchase - Your first purchase using either a Discount Voucher OR an SOS Voucher (whichever is done first) will automatically generate an extra 25 eV. (Purchase must be made within validity period.) Please note that this extra 25 eV is awarded only ONCE. You can start building a network by introducing other people to eCosway. When another Privileged Shopper joins your network, you will receive a FREE conversion to Business Owner status and you can start earning profits from the sales volume (eV) generated by your network monthly.

Business Owners
  As a Business Owner, you can build a network and start earning profits right away. Just pay US $ 60 for your registration fee and your first year access to the Business Ownership Support System (B.O.S.S.) which includes: your own branch of the eCosway website for sales and recruiting; an online office where you can see how your network is growing and how much you are earning 24 hours a day; marketing materials*; plus company support in doing all the product sourcing, training, customer service, etc. for you and the people in your network.

Special start-up offers - You can take advantage of the OFFLINE Discount Voucher offer (set of 20 vouchers worth RM 400 / S$ 200 in savings valid for one year). Each Discount Voucher gives you 20% off (up to a maximum of RM 20 / S$ 10) the already discounted member or promotional prices on Cosway products (excluding S category and Redemption items) in a single receipt. Actual savings value will vary depending on promotional pricing but you will get 36
% - 45% off the retail price when you use this offer.

You are also entitled to purchase 3 Starter Offer Sets (SOSs) at 50% off retail prices (see below).

Initial Sale Offer (ISO) - The first time you make a sale or purchase of any product online or one of the specially designated "5 eV" products offline (within 10 days of joining as a Business Owner), the first 5 eV will be counted as 80 eV.

*Business Owners who are also Cosway Members will receive only ONE set of Cosway catalogs and brochures.

As a new Business Owner or Privileged Shopper, you will get SOS Vouchers which entitle you to purchase 3 Starter Offer Sets at 50% off retail prices.

Starter Offer Sets (SOSs)
We have specially developed comprehensive health and beauty programs that give maximum results for people who want Optimum Health, Anti-aging,
Slimming, Beautiful Skin, etc.

New Business Owners and Privileged Shoppers can get deep discounts on these programs by using their SOS Vouchers. You can either enjoy the savings and benefit from the programs yourself or sell them at retail price and earn immediate profits.

SUMMARY OF DIFFERENCES

  Privileged Shopper (PS) Business Owner (BO)
Fees None. When you purchase a set of
Discount Vouchers (DVs), you
automatically become a PS for free.
US $ 55
Value Points (VPs) Yes Yes
Redemption Coupons
(RCs)
Yes Yes
Card Value Points
(CVPs)
Yes Yes
Introducing Others Shopper, PS, or BO Shopper, PS or BO
Earning Profits Not until you get converted to BO Yes
B.O.S.S.
Business
Ownership
Support
System
You will be able to track your own orders and Value Points and to see the growth and activity of your network when you log in, but you will not have access to training & resources or the customizable prospecting tools. You will have an online office where you can access all of the details of what's happening in your business. You will also have full access to extensive training, resources and customizable prospecting tools.
Initial Sale Offer (ISO) No, but extra 25 eV is awarded on
either first DV or SOS purchase,
whichever is done first.
First 5 eV boosted to 80 eV
Discount on
Starter Offer Sets (SOSs)
Yes, you can buy 3 sets (including one Hexagon Living Water System) Yes, you can buy 3 sets
(including one Hexagon Living Water
System)


You have nothing to lose and everything to gain!

Our unique "sure-success" system and our easy-to-follow "Getting Started" handbook will help you to achieve success with eCosway. Anyone can do it without hard work, sacrifice or rejection!

eCosway pays you based on unlimited levels and nobody ever breaks away from your group, so once the network is built, eCosway's extensive system will work for you to ensure on-going sales. You can literally sit back and enjoy financial freedom for the rest of your life and then pass the income stream on to your heirs.

How much money you personally make will depend on the sales generated by your network each month, but in the few years since eCosway started, many people have already achieved the financial freedom they've dreamed of.

Why not get started on your financial freedom today? You're not likely to find an easier or better way!

For more information on the offline program, please refer to your upline Business Owner or contact Customer Service at 603 - 2143 4164 / 4171 (these are Malaysian phone numbers) during business hours or email customerservice@ecosway.com.

Click for a list of Cosway Sales Centres in your area.

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